Legal information

Welcome to the www.deposits.bnpparibas-pf.bg website published by BNP Paribas Personal Finance.

Company name: BNP Paribas Personal Finance S.A., Bulgaria Branch Commercial register with the Registry Agency of Ministry of Justice in Bulgaria: UIC 204915054 Registered office: building 14, Business Park Sofia, Mladost 4, Sofia 1766, Bulgaria Legal representative: Jose Saloio, Dimitar Dimitrov The publisher undertakes to comply with all laws on the establishment and the activity of a website.

BNP Paribas Personal Finance kindly requests that all users read the following terms and conditions carefully. By accessing, browsing or using the website, users acknowledge that they have read, understood, and consented to the terms and conditions.

BNP Paribas Personal Finance draws the attention of users of its website to the following points:

1 – Access to the website:

The user of this website acknowledges that he/she has the skill and resources necessary to gain access to this website and use it.

Access to the deposits.bnpparibas-pf.bg website is free of charge. The costs of accessing and using the telecommunications network are to be borne by the client in accordance with the terms and conditions set by the client’s access providers and telecommunications operators.

The publisher cannot be held liable for matters outside its control or for any damage that may be caused by the user’s technical environment, in particular computers, software programs, network equipment and any other devices used to gain access to or use the service and/or the information.

Users are reminded that it is an offence punishable under criminal law to fraudulently access or remain connected to an IT system, to impair or interfere with the functioning of such a system or to fraudulently enter or alter information in an IT system.

2 – Intellectual property:

BNP Paribas Personal Finance owns or holds the rights to all components that constitute this website, particularly the data, designs, graphics, photographs and soundtracks.

It is prohibited to reproduce, represent, distribute or re-distribute the content of this website by any means whatsoever, whether in whole or in part, without the prior express authorisation of BNP Paribas Personal Finance. Such action would constitute a contravention of the rules governing the French Intellectual Property Code.

The trademarks of the publisher of the website deposits.bnpparibas-pf.bg and its partners, and the logos included in the website, are registered trademarks.

As an exception, some content (texts, images, etc.) belong to their respective authors and BNP Paribas Personal Finance uses them with the authorisation of the owners of the rights to that content.

3 – Content of the website:

BNP Paribas Personal Finance endeavours to ensure the accuracy, updating and exhaustiveness of the information disseminated on this website and reserves the right to change the content or presentation of this website at any time and without notice. Furthermore, BNP Paribas Personal Finance declines any liability in the event of any delay, error or omission as regards the content of these web pages, nor in the event of any interruption to the service or if the service ceases to be available.

The information given on the website may be partial and incomplete because of the necessarily simplified nature of the texts, which do not have contractual value. BNP Paribas Personal Finance declines any direct or indirect liability concerning the accuracy, absence of errors, updated nature and availability of the information contained in the website.

BNP Paribas Personal Finance cannot be held liable for any decision made on the basis of information contained in the website or for the use that third parties might make of it. Anyone who wishes to use one or more of the services and/or one or more of the products presented on the website is invited to contact his or her BNP Paribas Personal Finance branch to ascertain the contractual conditions and tariffs applicable to those products and/or services.

Certain people or certain countries may be allowed only restricted access to the products and services presented on the website.

None of the products and/or services will be supplied by BNP Paribas Personal Finance to a person if the law of his/her country of origin or of any other country that might concern that person prohibits them.

However, it remains the responsibility of any interested party to check beforehand with his or her usual advisers that his or her legal and fiscal status allows him or her to subscribe to the products and/or services presented on the website.

4 – Technical information:

Users are reminded that there is no guarantee messages transmitted on the Internet will remain confidential and that the responsibility lies with the individual to take all appropriate measures to protect his or her own data and/or software programs against contamination by possible viruses circulating on the Internet.

BNP Paribas Personal Finance cannot be held liable for matters outside its control and for any damage that may be caused by the user’s technical environment, in particular computers, software programs, network equipment and any other devices used to gain access to the website or to use it and/or the information it contains.

5 – Hypertext links:

Hypertext links to other sites from deposits.bnpparibas-pf.bg cannot in any circumstances incur the liability of BNP Paribas Personal Finance.

BNP Paribas Personal Finance declines any liability concerning the content and possible losses incurred when visiting websites to which the website leads via hypertext links. The user visits other sites on his or her own responsibility and at his or her own risk.

6 – Cookies:

Users are informed that when they visit the website a cookie may install itself automatically and retained temporarily in the user’s memory or hard disk. A cookie is a component which does not enable the user to be identified but which is used to record information about the user’s navigation on the website.

Users of the website acknowledge that they have been informed of this practice and authorise BNP Paribas Personal Finance to use it. Users may de-activate this cookie by using the settings contained in their navigation software program.

7 – PDF files:

To read a PDF file, users will need to download the latest version of the Acrobat Reader software program. N.B.: this software can only be downloaded from a website other than that of BNP Paribas Personal Finance. This website will ask you to complete a named questionnaire. If you do not want to give your name and address, proceed directly to stage Nº 2 to download the software program free of charge.

8 – Personal data:

All personal data that you communicate to us via the forms available on this site is processed by BNP Paribas Personal Finance, as data controller, for internal management purposes and in order to respond to your question(s). For more information on data processing by BNP Paribas Personal Finance please read our Data Protection Notice by clicking here.

9 – Law applicable:

The content of the deposits.bnpparibas-pf.bg website is subject to the law applicable to/in Bulgaria.

All users acknowledge the competence of the courts of Bulgaria for everything regarding the content and use of the website or disputes arising therefrom.